Master Personal Finance Through Real-World Practice

Join our comprehensive 8-month program starting September 2025. Build lasting financial habits through hands-on goal tracking and personalized mentorship.

Apply for September 2025

Our Behavioral Finance Approach

Most financial education focuses on theory. We take a different path. Our program combines behavioral psychology with practical money management, helping you understand why you make certain financial decisions and how to change those patterns.

After working with over 800 Australians since 2019, we've learned that sustainable financial change happens through small, consistent actions rather than dramatic overhauls. That's why our curriculum emphasizes habit formation over quick fixes.

  • Weekly Goal Setting: Break down major financial objectives into manageable weekly targets
  • Peer Learning Groups: Connect with 4-5 other participants for accountability and support
  • Real-Time Tracking: Use our custom app to monitor progress and receive instant feedback
  • Behavioral Coaching: Identify and address the psychological triggers behind spending decisions

We've found that participants who complete all eight months typically maintain their new financial habits for at least two years afterward. The key is building systems that work with your natural tendencies rather than against them.

Financial planning workshop session with participants reviewing goal tracking charts
Kenzie Thorne, Lead Financial Coach and Program Developer

Kenzie Thorne

Lead Financial Coach

Former Commonwealth Bank advisor with 12 years in financial planning. Developed this program after seeing traditional approaches fail too many clients.

What Participants Achieve

Our approach works because it's gradual and realistic. Instead of promising overnight transformations, we focus on building skills that compound over time. Most people see meaningful changes within their first month.

Kenzie designed this program after years of watching smart people struggle with basic money management. The breakthrough came from understanding that financial success isn't about intelligence — it's about creating the right environment for good decisions.

89%

Complete emergency fund goals within 6 months

76%

Reduce monthly expenses by 0+ on average

94%

Still using tracking habits one year later

67%

Start investing for first time during program

The Future of Personal Finance

Financial technology is reshaping how we manage money, but the fundamental principles of budgeting and goal-setting remain unchanged. Here's what we're preparing our students for.

2025-2026
Open banking expands across Australia, giving consumers unprecedented control over their financial data. Our graduates will know how to leverage these new tools while protecting their privacy.
2027-2028
AI-powered budgeting becomes mainstream, but the skills to interpret and act on these insights remain human. We teach critical thinking about automated financial advice.
2029-2030
Cryptocurrency integration with traditional banking accelerates. Understanding both digital and conventional assets becomes essential for comprehensive financial planning.
Beyond 2030
Financial wellness programs become standard employee benefits. Those with strong personal finance foundations will be positioned to maximize these opportunities.
Sage Pritchard, Technology Integration Specialist

Sage Pritchard

Technology Integration Specialist with 8 years at Westpac's digital innovation team. Now helps traditional finance education adapt to fintech disruption.

Sage joins our program monthly to demonstrate new tools and help participants evaluate emerging financial technologies.

Schedule Discovery Call